How do student loans play into my ability to get a loan?

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First off, yes, Student Loans are looked at and play a part in your ability to get a mortgage. They affect it differently between VA, Jumbo, FHA, and other types as well. A lot of it has to do with your history of paying it on time, and what the payment amount is. Obviously, if it’s a bigger loan, it will have a bigger effect. Ultimately, it all depends on if you appear capable of paying the student loan as well as the potential mortgage. Check out today’s Mortgage Mystery for more information about this tricky subject.

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Scott Groves, a 20 year veteran of the mortgage industry, and active Loan Officer who has funded over $1Billion of mortgages in his career... answers all your mortgage questions on this channel.

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Scott Groves - Loan Officer with Movement Mortgage as of the time of publication of this video. NMLS #365178 - lo.movement.com/scott-groves/home

CA-DOC365178, NV , FL-LO86563, TX | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (For licensing information, go to: nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed by CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, FL # MLD1360, TX,NV # 3401. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. "Movement Mortgage" is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707.

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